amex plum card vs platinum. *. amex plum card vs platinum

 
*amex plum card vs platinum The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6

Welcome bonus. Learn More >. Cardholders can choose to pay their bill. About American Express; Investor Relations; Careers; Global Network; Contact Us; Amex Mobile App; Products & Services. These top travel websites offer deep discounts and worthwhile deals on airfare, hotel rooms, and car rentals. com or through the Fly Delta app; Check your first bag free on every Delta flight – savings of at least $60 on each round-trip flight, per personThe Amex Plum card be a business charge card so earns cash back. NerdWallet's . 5% currency back otherwise pay up to 60 days later less coming interest (or winning cash back). *. While adenine charge card, the Plum Card has no default how limit which gives your business purchasing power speed as needed. Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 99% – 29. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account. Per dollar spent on prepaid hotel purchases, booked and paid in advance, online at amextravel. The Platinum Card. It seems likely that a huge reason for this increase is due to the fees between the networks becoming closer aligned. I got a gold then upgraded to a platinum about a year before going for the plum. Make no mistake — the Amex Platinum card is a premium card with a premium price tag. Our blog covers everything — from Coast guides to product updates to industry insights. So, these two premium cards are not only great for travel, but they are also useful for everyday spending. Source. Visa Winner: American Express. Learn More. While the Amex Platinum card offers more than $2,000 in statement credits and the Citi Prestige card only $350 in credits, you must use actually utilize the credits to maximize the stronger Amex Platinum card benefits. Enrollment required. Rates & Fees. That said, it does come with a. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. Terms apply to American Express benefits. Use your Business or Corporate Card to send virtual payments to vendors who accept American Express® Cards. Delta SkyMiles® Platinum Business American Express Card. The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses. Earn a $100 Delta Flight Credit towards future travel after you spend $10K on your Card in purchases during a calendar year ‡. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below. Bottom Line: Both the Amex Platinum card and Amex Schwab Platinum card have the same rewards-earning potential for spending on either card. Rates & Fees. 5X miles on purchases over. Enrollment required. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. Plus Up Benefits are excluded. Rewards: The Plum Card® from American Express does not offer a rewards program, but you do get 1. For context, the average annual rewards payout from the business rewards credit cards in. None. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. Here's the thing: The The Business Platinum Card® from American Express is getting the CLEAR membership credit, too, and without the $695 price tag. In addition to its many benefits, the American Express Business Platinum card also comes with a welcome offer of 120,000 points for spending $15,000. On the surface, the personal card's terms might seem better. While this business card doesn’t offer any robust rewards program, there’s an option to earn a discount for early payments. The Business Platinum Card® from American Express grants customers access to more than 1,000 airport lounges including Centurion Lounges, Delta Sky Clubs, Airspace Lounges and Priority Pass. Card details Capital One Venture Amex Platinum Chase Sapphire Preferred; Annual fee: $95: $695 (see rates & fees) $95: Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening or 50,000 miles if you spend $3,000 on purchases in the first 3 monthsEligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. Last updated on August 21, 2020. Delta SkyMiles® Reserve American Express Card - best for sky club access. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. The Amex Blue Business Cash card earns 2% cash-back on all eligible purchases on up to $50,000 per calendar year, the 1% thereafter. 99% variable rate; which is still lower than most. The Platinum Card® from American Express comes with a $695 annual fee. 2. If your Card is not listed on this page or if you are an Additional Card Member, please call the. It doesn't offer rewards, though it does have an early-pay discount. Amazon Rewards Visa Signature Card. Business Platinum. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. gas stations and Amex Travel, and 1X points on other eligible purchases. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. 60,000-point welcome bonus after spending $6,000 in the first 6 months of card membership. 3. Best for airline-specific perks. The Black Card has a hefty $10,000 initiation fee, a. Annual fee of $695 ( rates & fees) 5x points on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year) Amazing statement credits. In the 2022 U. For New York state residents, there is a maximum of $10,000 aggregate for all covered persons per covered trip. T&Cs. 99% Variable. com. supermarkets and gas stations. There are two different ways to file a claim for an incident. Verdict: Once the $200 travel credit is taken into account, the Platinum Card’s price point is more favourable. The Plum Card® from American Express can help you with flexible spending: You can take up to 60 days to pay your balance without interest when paying the minimum due by the payment due date. If you’re looking for a hotel-specific credit card, then the Hilton Honors American Express Aspire Card is one of the best out there when it comes. If you do not pay for two billing periods in a row, the fee is the greater of. 80,000-point. If you’re considering applying for the Amex Business Gold card, we recommend you have a personal credit score of at least 670 or higher — or a business credit score of at least 75 or higher to maximize your chances of approval. Use Pay with Miles to reduce the cost of Delta. The card’s purchase rate is 31%. *Welcome offer value is determined using TPG valuations and is not provided by or reviewed by the issuer. Delta Travel Benefits. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. $2,400. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. 5% for paying early or you can get up to 60 days interest-free (on new balances) when you make the minimum payment. And it's half the price of the Delta SkyMiles® Reserve American Express Card, with a. It is a good credit card. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. American Express consistently gets high marks for its customer service. It offers an eye-popping 6% cash back at U. For Frequently Asked Questions, please visit the Help Center. But these major benefits come with an. Benefit: The Business Platinum Card ® from American Express: Ink Business Preferred ® Credit Card: Welcome Bonus: OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. 5% on balances paid before the due date. Earn 3% Uber Cash on business rides with. 99% on purchases and cash advances, along with a $399. Like, Comment, and Share my videos!🔔 SUBSCRIBE HERE 🔔 👇 Watch My Other Videos Here 👇 👇★ The Alliant Visa Signature. *. Welcome Offer. Everything else is credit, hence why you should see an explicit limit to your credit line with any other card. There are only a couple of niche instances where Citi might offer better redemption value overall. Card Members must pay in full all charges not included in a Pay Over Time balance. Amex Platinum vs Amex Business Platinum: Both offer excellent welcome bonuses and perks and have the same annual fee — here's how to decide which card is right for youThe Platinum Card® from American Express is one of the top cards around when it comes to being treated like a VIP. 5% unlimited Early Pay Discount; Extra Days to Pay option (make your minimum payment on time, then take up to 60 days to pay the rest with no interest; Terms apply; $250: Co-branded cards: Rewards rate: Annual fee: The Hilton Honors American Express Business CardIf your expenses are under 50k/year, you should be using the blue Business Plus. Meanwhile, slotted below the Platinum is the American Express® Gold Card, a product that carries fewer benefits but a more palatable $250 annual fee (see rates and fees). Other American Express cards offer purchase protection with a limit of up to $1,000 per occurrence and up to $50,000 per card member account per calendar year. Amex Business Platinum benefits. Interest rate: Pay Over Time. Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. The three iterations of the Platinum I'm comparing today include The. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Legal business name. Current Offers on the Delta Gold vs Platinum Cards . When the travel credit is netted against the annual fee, we can think of the Platinum Card as having an “effective annual fee” of $499, which is more favourable than what the premium Aeroplan cards are charging. Blue Cash Preferred® Card from American Express: Best feature: Bonus cash back at U. Savings Accounts & CDs. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card membership. Way better product than the plum, except no 60 day payment option. Winner: Venture X. While both cards offer compelling rewards and benefits, you’ll notice that the Chase Sapphire Reserve card offers significantly more perks — but that is to be expected given its annual fee is $400 higher than the Amex Green card. The card has the ability to earn up to 5x. of the past due amount, whichever is greater. The Amex Platinum Walmart Plus link-up surprised. Application link: Amex Gold with a 60,000-point welcome bonus. 7. They also offer complimentary elite tier membership, hotel room upgrades, access to exclusive benefits, and much more. $695. Corporate Programs. Savings Accounts & CDs. Your Platinum Card now comes in a new, sleek design made of stainless steel giving you a differentiated look. $155 Walmart+ Credit: Cover the cost of a $12. Additional Details. The American Express ® Gold Card automatically wins in this category due to its much lower annual fee of $250 (see rates and fees), compared to the $695 annual fee for The Platinum Card ® from. The Amex Business Green card usually has a decent welcome bonus (see table above), and a $0 introductory annual fee for the first year, then $95. See the pros and cons of American Express The Business Platinum Card vs American Express The Plum Card based on no annual fee, sign up bonus, perks, interest rates, and more. If. Gold Card. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. ”. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Amex Platinum vs. The Gold Card’s current. 1 NerdWallet rating The bottom line: This card makes sense for businesses that need wiggle room on their accounts payable. 5%; August 1, 2023 – 4%; August 1, 2024 – 4. While the issuer. The Amex Platinum Cashback Everyday card pays you 5% back on your spending in the first three months,. Annual fee. But one of the most tangible perks of select American Express cards is airport lounge access. Annual fee. 40 with Chase Ink Business Unlimited Card. Generally, Citi focuses on cash-back, no-frills service, and low fees. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. Just let us know and. com to select the best Business Credit Card Products for your needs. The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. The Platinum Card® from American Express requires great credit, which usually means 720+. Compare our most popular business cards online. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. In this case, you’ll earn 3x SkyMiles for flying Delta. If you have decent credit, apply for American Express Platinum. S. Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus. Since the Amex Platinum card is $600 more each year, you’ll want to make certain that all of the benefits you receive from the card are worth it for you. S. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to $500,000 on these purchases per calendar year). NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. Earn 5X Membership Rewards® Points for flights booked directly with airlines. Get up and running in just a few simple steps. Fees Table . Centurion. 85 cents each. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. Bottom Line: Both the Amex Platinum card and Amex Schwab Platinum card have the same rewards-earning potential for spending on either card. 5% cash back on any eligible portion of your balance you pay within 10 days. The Amex Blue Business Cash card earns 2% cash-back on all eligible purchases on up to $50,000 per calendar year, the 1% thereafter. Download App. For now, let’s take a look at how to actually earn these points! 1. Unfortunately, the additional Platinum card user annual fee will skyrocket from 3 cards. And you can unlock a free membership with a popular travel credit card. Annual Fees. Earlier this year, however, American. The Delta Reserve Amex is currently offering 60,000 bonus miles after you spend $5,000 in purchases on your new card in your first six months of account opening. Updated September 20, 2023. S. Accept Amex Cards. The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. Furthermore, the Plum Amex gives you a bit more leeway than most charge. Card Refresh: Earn. I think only green, gold and platinum are traditional charge cards, murf633. Great introductory bonus. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. Meanwhile, the Amex Business Platinum offers a 35% Pay with Points rebate (up to 1 million points back per calendar year). $39 . American Express Plum Card is a business and cash back charge card. View your reward points, set up alerts and manage your account on the go with the Amex App. One App - American ExpressThe Amex Platinum is one of the top cards when it comes to being treated like a VIP, but with its annual fee costing close to $700, it may make sense to consider whether another less-expensive. Explore all the thrilling benefits, offers and rewards of your Platinum Travel Credit Card that you get to enjoy as a cardholder. Yes. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. That’s a massive welcome offer, and given our. S. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Up to $240 in digital entertainment credits every year. The Platinum also offers ultra-premium travel benefits, but for a higher annual fee. Completely paid off my AmEx Cash Magnet card; Always paid the Plum card within a few days after statement cut (bonus: 1. Amex Platinum details: Annual fee: $695: Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases in the first six months of card membershipFor example, The Platinum Card® from American Express offers some of the most generous perks available for frequent travelers, including the most extensive airport lounge access of any rewards card. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. PERSONAL SAVINGS. So, let's look at who should — and shouldn't — hold the Amex Business Platinum. Amex Platinum Card — Overview Here is a quick look at how both cards stack up in each major review category. No one could tell me why, nothing derogatory or whatnot on my personal or business's credit. Make Payments by Phone: 800-472-9297. If you’re ever unsure if a large purchase will be approved, just use the Check Spending Power. The Bottom Line. Fees Annual Membership Fee . Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the. $250 Transaction Fees Foreign Transaction. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. While the Plum Card® does come with an array of perks, it has a considerable annual fee of $250. If you do not pay for two billing periods in a row, the fee is the greater of. Annual Fee. or . The discount shows up as a. ‡ and earn 2 miles per dollar at U. I recently downgraded my reserve card back to a platinum to get the Amex platinum. Products & Services. Each year you get up to a $300 travel credit in the Capital One travel portal and every year you keep the card you get 10k miles, worth. American Express SmartEarn™ Credit Card. Card details. Here are the details on the rates and fees of. Learn more about how they differ and how to determine which is. The Bottom Line. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. Delta SkyMiles® Gold American. The Platinum Card comes with. See Rates & Fees , Terms Apply. The Early Pay Discount allows you to earn unlimited 1. Cash Back Rewards. Return Payments. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. Subject to additional terms, conditions and exclusions. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. Shipping providers‡ 2. Pay Over Time — Decide whether you want to pay eligible purchases in full each month—or pay over time with interest. I paid my first statement in full, just got my second and about to pay in full as well. Penalty Fees . You can also contact customer service online through the live chat feature from your account. The Plum Card is pretty expensive, though, charging a $250 annual fee. Annual fee. Keep in mind, the American Express Plum Card has a $250 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. The Amex Platinum card comes with a long list of premium travel and shopping. Make Purchases Online. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. If you’re a committed United Airlines flyer, the United Club Infinite Card is a great option for a luxury travel experience. Learn More. of the past due. Rewards and discounts. Personal Savings. For example, my Amex Gold card carries an 18. Redeem. *. Apply Now. Bottom Line: Earn 1x points for all purchases, but 2x when using the Amex Business Green card through the Amex Travel. Before we examine the details of our featured cards, take a look at this overview of the highlights of the Delta Platinum card and the Delta Gold card: Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. You’ll need to enter the following: Email Address. 99% . Bottom Line: No matter how you slice it, Amex points are significantly more valuable than Citi points. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. With a $95 annual fee, this Card offers 3X points at U. Welcome bonus offer. You can earn up to 225,000 MR points per calendar year this way – it’ll take quite a few referrals to hit the limit. Annual fee: $295 ($375 if application is received on or after 2/1/24). In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. *. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. Terms apply. S. The official American Express App for iPhone allows you to access your Account from anywhere. Cost includes $12. The Platinum Card ® from American Express. Supermarkets ‡. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. $75. • 2 yr. Choose the business card from American Express that works best for your business needs. $550. This is concerning to Amex, especially if the income you reported isn't close to $1 million. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. The Amex Platinum comes with statement credits that. This benefit is limited to the first Uber account in which the AMEX Platinum Card is added. Delta SkyMiles ® Gold American Express Card. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. You can add an authorized user to your Amex Platinum card for $195. With no need to opt-in or preselect your. On American Express's Website 5X Reward Rate Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and. American Express offers many credit cards with airport lounge access. Chip Lupo, Credit Card Writer. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American Express — Most premium. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. I realize that Plat has a lot of offers for points but it seems like you only get good. For example, my Amex Gold card carries an 18. MORE LIKE THIS Travel Travel Rewards Credit Cards. Blue Cash Everyday® Card from American Express - best for cash-back beginners. Marriott Bonvoy Business ® American Express ® Card. Credit Intel – Financial Education Center. Your Card number and expiry date can be found etched on the reverse of the Card. Don't miss: Amex expands Pay Over Time auto-enrollment. At $695 per year, the Amex Platinum isn't an affordable card — but neither is the Delta Reserve. Welcome Bonus. Not much of a battle here: The Venture X costs $395 annually compared to The Platinum Card’s $695 fee. The Amex Platinum card charges $195 per authorized user. 04% difference. 60,000 bonus points after you spend $6,000 on purchases. That said, Capital One Venture X is one of the best travel rewards cards on the market right now, which makes it prestigious. The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. 95, depending on the location and level of coverage selected. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. Carry a Balance Without Interest: Where most cards that offer 0% APR do so for an introductory period, the Plum Card from American Express takes a different approach. PERSONAL SAVINGS. 250k = $100 and 1m = $200. I read that it was because of the contactless antenna but that doesn't make sense since other metal cards, like Apple, are contactless and don't have plastic backing. • 21 days ago. If you fly Delta, you’ll also receive complimentary access to Delta Sky. It’s available by invitation only, and you reportedly need to charge at least $100,000 to $250,000 to your credit card per year to even be eligible. Delta SkyMiles ® Platinum American Express Card. An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. If you invest/bank with Schwab you can receive a partial refund of the annual fee. The Amex Plum card costs nothing the first year but costs $250 per year after that. But if you can get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. Key link: American Express Platinum application page. The variable APR on the Amex Gold can range from 15. While the value of the card’s ongoing rewards is up for debate, the Amex Business Platinum card’s latest introductory offer should grab your attention. . The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. Learn more about how they differ and how to determine which is. Although Amex has added new Platinum perks and raised the card's annual fee, they aren't eliminating or changing the card's existing benefits. The Business Platinum Card ® from American Express. Learn more about the benefits Card Membership can provide. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. $695 (rates & fees): Best for Travel & Lounges: American Express ® Business Gold Card: CARD REFRESH: Earn 70,000 points after. Cardholders can choose to. Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. Delta SkyMiles Reserve. Now, you can earn 120,000 bonus points after you spend $15,000 on your card within the first 3 months of account opening. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; PREPAID CARDS. Card Rewards & Benefits. Those 80,000 points are worth $1,600, according to TPG's valuation. The Plum Card® from American Express overview. I opened it in 2009 when I incorporated my business. 99% variable rate; which is still lower than most business cards. S. 2. I have a platinum and a plum. If you’re not sure when you’ll have the money to pay your bill, this card provides some wiggle room. By stacking this benefit with other discount options, you could access these biometric security lanes on your next. 2. The American Express Business Gold Card offers a promising 70,000-point welcome offer after you spend $10,000 on eligible purchases within the first three months of card membership (terms apply. S. Blue Business Plus. Chase charges a $550 annual fee, but you’ll pay $75 for each additional authorized user. Learn More. OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. r/amex • Amex Plum No Preset Spending Limit and Personal Delta card. Amazon Business Prime American Express Card. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000. If you do not pay for two billing periods in a row, the fee is the greater of. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. $2,400. 07/16 used $2500 for renovations.